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Why Dave Ramsey is wrong about permanent life insuranceFTMFlix.com

Why Dave Ramsey is wrong about permanent life insurance


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    This is an excerpt from the Follow the Money Weekly podcast hosted each week by economist and author, Jerry Robinson.


    Why Dave Ramsey is wrong about permanent life insurance (LifeHealthPro)

    It’s absolutely, unequivocally, undeniably, inexplicably clear Dave Ramsey does NOT believe in permanent insurance. He believes there’s no need for life insurance when you have no mortgage, no debts, and have saved hundreds of thousands of dollars earning 12 percent “average” annual returns.

    Dave tells his followers to be intentional with their money. Is it possible Dave is intentional with his wordings? Is it possible Dave himself would’ve been better off owning permanent insurance rather than term? Is it possible Dave is wrong about 12 percent annual returns (which is another primary reason he advises term)? Is it possible there’s a perpetual need for permanent insurance for some people, and that permanent insurance provides increased liquidity and spending capability in retirement?

    The math proves yes.

    Link: http://www.lifehealthpro.com/2015/04/17/why-dave-ramsey-is-wrong-about-permanent-life-insu